Just advice, and commission free. Unbiased financial advice delivered from someone that has been there.
Solutions@BeenThereFinancial.com
Phone or Text (613) 791-6039
Book your free 30 minute meeting by clicking here, and speak with a qualified and accredited financial planner, without any obligation. Feel free to ask me anything.
We are different from other Financial Advisors because…
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We only provide advice, we do not sell products, and we provide transparent pricing
We put the client’s interest first and are accountable to the client not corporate shareholders. Since we do not sell products (like mutual funds or insurance) we do not have commission or sales targets. Learn more about our packages and prices here.
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We take on fewer clients than most financial planners
As a result we have time to get to know you and this allows us to customize our advice to your individual needs.
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We do the right thing and are not just about profit, we support a cause
Just by being a client you are part of this cause and every dollar spent by a client helps someone in need. Learn more here.
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We have been there and have experienced similar struggles as our clients
Therefore, we have a better understanding of your experience. You can also learn from our experience and this can help achieve your goals.
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Been There Financial Planning delivers
If you live in the Ottawa area. We come to your door, especially if you have a mobility challenge. We can also meet by video conference or phone, and are available to meet on Saturdays and Sundays.
About Been There Financial Planning and Your Financial Planner
Been There Financial Planning is an independent, fee-only financial planner based in Ottawa, Ontario. Been There is operated by William Rychliwsky, who is an accredited financial advisor. William has “been there and done that”, from a personal finance perspective. He paid off his mortgage in less than 19 years, survived a lay off notice and several market downturns, paid for his children’s education by using an RESP, maxed out his RRSP, and bought back pensionable service. He is on target to semi-retire at age 54.
William holds the Qualified Associate Financial Planner designation and is a Certified Health Insurance Specialist. He also has three university degrees including a degree in economics, and a Master’s degree from Queen’s University.
Packages and Price
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Package #1: Comprehensive Financial Plan
• We will meet at least three times, and all your questions will be answered.
• Recommendations will be provided that address retirement planning, tax planning, debt management, housing options, financial risk management, and estate planning.
• Projections will be provided showing your income and investment value over time. Several financial scenarios will be developed so you can evaluate your options, for example retiring at 60 or 65.
• An action plan and performance targets will also be identified to help achieve your goals.
Leave these sessions with a clear understanding of what needs to happen to achieve your financial goals.
Price: $1,800 + tax; or
$600 per session + tax (for a minimum of 3 sessions)
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Package #2: Money Coaching
• We will meet at least four times, and you will receive a budget and participate in financial coaching sessions.
• Financial goal setting and prioritization will occur.
• An action plan and performance targets will also be identified to help achieve your goals.
• A review of your existing investments and recommendations will be made to help achieve your goals.
• Efforts will be made to achieve accountability and keep you on track by having regular check-ins to help evaluate progress.
• Recommendations will be provided that address debt management, retirement planning, housing options, tax planning, financial risk management, and estate planning.
Leave these sessions feeling empowered, confident, and in control of your finances.
Price: $1,975 + tax or
$495 per session + tax (for a minimum of 4 sessions)
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Package #3: Topic Specific Plan
• Two meetings.
• The plan will address one primary objective. For example, retirement income and date or an education funding plan or how much should you be saving or spending.
• A plan will be prepared addressing one topic and will include an evaluation of several options, projections, actionable strategies, and recommendations.
Starting at $1,200 + tax
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Package #4: Second Opinion
• One meeting.
• A written review of your portfolio will be produced and it will include an assessment of your risk tolerance, and consideration of your goals, time horizon, and portfolio objectives.
• Recommendations will be provided.
Starting at $600 + tax
Testimonials
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Working with Been There Financial Planning was a terrific experience, and exceeded our expectations. Our Financial Planner addressed life changing issues and provided valuable receommendations. We left the meeting feeling safer, and with confidence knowing that we were going to be all right for several decades
Victoria and Nick P.
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I had a very good experience working with Been There Financial Planning. William took the time to get to know me and my needs. He explained my options clearly and demonstrated various scenarios. I received a plan which included an evaluation of several options. I feel confident in my choices for me and my family going forward. Thank you for the great service!
Sally S.
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I would highly recommend working with William. He suggested several financial options and identified the potential impacts of decisions. William is trustworthy, smart and reliable. He clearly is looking out for his client’s best interest.
Sherri A.
FAQs
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No problem. Been There Financial Planning can help. We can address various topics including: budgeting and cash flow, education funding, retirement income planning, insurance, estate planning, etc. Our hourly rate is $220 + tax, and you may save by bundling hours into a package. Alternatively, you can contact us and we can provide you with an estimate for providing hourly service. There is no pressure at all, and in most cases you can start or stop our relationship at any time.
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Not at all. Been There Financial Planning can work with families and individuals at any stage of life, including low, medium, and high net worth clients. We work with do-it-yourself investors and clients that prefer support. There are no assets or investment minimums to become a client.
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Been There Financial Planning can work with clients anywhere in Canada. Typically, clients residing outside Ottawa or Toronto meet by video conference or phone. If you live in the Ottawa area, we come to your door, especially if you have a mobility challenge. We are available to meet on Saturdays and Sundays.
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Currently, financial planning services are offered in English, and we do not provide service in other languages. We are exploring the opportunity of providing service in French or other languages, sometime in the future.
