https://www.beentherefinancial.com/process daily 0.75 2022-03-31 https://images.squarespace-cdn.com/content/v1/616faabe93d4e07dac028f2d/e16899f3-1885-4137-9d48-45534c6aaf01/Medium+Logo+with+words.png Process - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.beentherefinancial.com/home daily 1.0 2026-01-15 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg Financial Advisor Ottawa https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Financial Advisor Ottawa https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Financial Advisor Ottawa https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg Financial Advisor Ottawa https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Financial Advisor Ottawa https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Financial Advisor Ottawa https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618511387030-5LI1E5QMVTQ2RY9S00A4/20140228_Trade+151_0046+1.jpg Financial Advisor Ottawa https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618511440608-5BVMHVN4WR2I9YQV1WWR/Aro+Ha_0010+1.jpg Financial Advisor Ottawa https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618511467879-K5J9BYNACHJVDV3BNSFU/Aro+Ha_0387+1.jpg Financial Advisor Ottawa https://images.squarespace-cdn.com/content/v1/616faabe93d4e07dac028f2d/4f3697f4-104c-4839-99d3-e8b6ee5dc3f8/Medium+Logo+with+words.png https://www.beentherefinancial.com/expectation daily 0.75 2022-02-02 https://images.squarespace-cdn.com/content/v1/616faabe93d4e07dac028f2d/1635161573503-ER9AJQE4Y3L2EEUIDWA7/unsplash-image-tVIv23vcuz4.jpg What To Expect - When working with Been There Financial Planning you can expect… A financial plan to get you from where you are to where you want to be. Plans typically include a list of options, calculations, recommendations, targets and actionable strategies. Trustworthy, confidential, ethical, and reliable service from someone that has been there. Professional financial planning advice, with transparent fees and pricing, without any pressure or financial product sales. Been There Financial Planning is independent and accountable to clients, not shareholders. Been There Financial Planning places the client’s interest first, and has a duty to act in the their interest ahead of any other. Customized financial advice for your specific situation. Every client is unique. https://images.squarespace-cdn.com/content/v1/616faabe93d4e07dac028f2d/d7b7bd3f-af80-432a-8f32-37b43a5f6d8a/Medium+Logo+with+words.png What To Expect - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.beentherefinancial.com/appointment daily 0.75 2022-03-31 https://images.squarespace-cdn.com/content/v1/616faabe93d4e07dac028f2d/ff87f408-7935-4bd6-8d46-76f98b41177a/Medium+Logo+with+words.png Get Started - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.beentherefinancial.com/price daily 0.75 2026-01-15 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg Packages & Price https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Packages & Price https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Packages & Price https://images.squarespace-cdn.com/content/v1/616faabe93d4e07dac028f2d/abbbdd4b-6a18-452e-a92b-7e174af3a22e/Medium+Logo+with+words.png Packages & Price - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.beentherefinancial.com/financial-advisor-ottawa daily 0.75 2022-09-02 https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg Financial Advisor Ottawa https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg Financial Advisor Ottawa https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg Financial Advisor Ottawa https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607638148090-Y6OFDI575CM3NQV732RJ/Large+JPG-Aro+Ha_0387.jpg Financial Advisor Ottawa https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607628784608-5D22G9GPLHDSAB2IXC2G/Large+JPG-Aro+Ha_0638.jpg Financial Advisor Ottawa https://images.squarespace-cdn.com/content/v1/616faabe93d4e07dac028f2d/3264d804-065c-4ec4-bec2-9dc800a22955/Final-II-Nov-WR-Tree.jpg Financial Advisor Ottawa About Been There Financial Planning and Your Planner Been There Financial Planning is an independent, fee-only financial planner based in Ottawa, Ontario. Been There is operated by William Rychliwsky, who is an accredited financial advisor. William has “been there and done that”, from a personal finance perspective. He paid off his mortgage in less than 19 years, survived a lay off notice and several market downturns, paid for his children’s education by using an RESP, maxed out his RRSP, and bought back pensionable service. He is on target to achieve financial independence, and will semi-retire at age 54. He has served the public while working for over 31 years in government, including working in economic development, finance, and planning, and he also is a financial planner. William holds the Qualified Associate Financial Planner designation. He also is a Certified Health Insurance Specialist, and has three university degrees including a degree in economics, and a Master’s degree from Queen’s University. He has provided advice to clients about withdrawing savings in retirement, pension buy-backs, inheritance, and managing financial risks. Values and Mission Our mission is to help clients make personal finance decisions that results in them feeling safer and more confident in their financial future. Been There Financial Planning believes in putting the client first, and providing trustworthy, and reliable advice to help clients achieve their financial goals. https://images.squarespace-cdn.com/content/v1/616faabe93d4e07dac028f2d/358f2986-e743-4401-8265-f18dae830582/Medium+Logo+with+words.png Financial Advisor Ottawa - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.beentherefinancial.com/cause daily 0.75 2022-09-09 https://images.squarespace-cdn.com/content/v1/616faabe93d4e07dac028f2d/1635065570215-O22BG6AHM9EAGSN8ZY36/unsplash-image-FBiKcUw_sQw.jpg Pay What You Can - Been There Financial Planning believes that everyone deserves to receive professional financial advice. Ten per cent of what clients spend goes to provide financial planning services to people that have trouble affording it. The ten percent is included in the price that clients pay, and is not an additional cost. People making less than $40,000 as individuals or $50,000 as a family can apply to participate in this program, and can pay whatever they can afford. To apply send an email to: Solutions@BeenThereFinancial.com. We work with eligible clients and provide professional financial advice without the pressure to invest in financial products, such as mutual funds or insurance. We provide advice not products. There are a limited number of resources available to serve clients so there may be a waiting list to participate in this program. https://images.squarespace-cdn.com/content/v1/616faabe93d4e07dac028f2d/038d7e88-07b3-4e8f-bf77-112ab400817a/Medium+Logo+with+words.png Pay What You Can - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.beentherefinancial.com/faq daily 0.75 2022-03-24 https://images.squarespace-cdn.com/content/v1/616faabe93d4e07dac028f2d/4403f964-a932-46c2-8b94-ca1a96f1b9fd/asking-questions.jpg FAQ - What if I just have a few questions and don’t need a full plan? No problem. Been There Financial Planning can help. We can address various topics including: budgeting and cash flow, education funding, retirement income planning, insurance, estate planning, etc. Our hourly rate is $190 + tax, and you may save by bundling hours into a package. Alternatively, you can contact us and we can provide you with an estimate for providing hourly service. There is no pressure at all, and in most cases you can start or stop our relationship at any time. Do you have any minimums, or do you only work with a specific type of client? Not at all. Been There Financial Planning can work with families and individuals at any stage of life, including low, medium, and high net worth clients. We work with do-it-yourself investors and clients that prefer support. There are no assets or investment minimums to become a client. Do you work with clients outside of Ottawa or Toronto? Been There Financial Planning can work with clients anywhere in Canada. Typically, clients residing outside Ottawa or Toronto meet by video conference or phone. If you live in the Ottawa area, we come to your door, especially if you have a mobility challenge. We are available to meet on Saturdays and Sundays. Do you offer services in any other language than English? Currently, financial planning services are offered in English, and we do not provide service in other languages. We are exploring the opportunity of providing service in French or other languages, sometime in the future. https://images.squarespace-cdn.com/content/v1/616faabe93d4e07dac028f2d/6e537f7e-3ba2-4956-99f9-f7d24c778f94/Medium+Logo+with+words.png FAQ - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.beentherefinancial.com/free daily 0.75 2022-03-29 https://www.beentherefinancial.com/free-meeting daily 0.75 2022-03-17 https://images.squarespace-cdn.com/content/v1/616faabe93d4e07dac028f2d/c5d29307-bd27-4cf4-8778-77a311d3d544/Child+Question-Website.jpg Free Meeting - Free Office Hours Meeting Do you have a question about your personal finances? Do you want to talk to a financial professional about a specific situation? Feel free to ask me anything. Book a free 30-minute meeting and speak with a qualified and accredited financial planner, without any obligation. We have no sales goals or commissions, and the free office hours are open to anyone. Free office hours occur on Thursday evening and Sunday morning. To book a meeting click here and choose the ‘Free Office Hours’ appointment type. After you book your meeting you will be sent an email link with the videoconference or telephone meeting details. Meeting times are on a first come first serve basis. You are always welcome to send a question by email by clicking here. https://images.squarespace-cdn.com/content/v1/616faabe93d4e07dac028f2d/d7b7bd3f-af80-432a-8f32-37b43a5f6d8a/Medium+Logo+with+words.png Free Meeting - Make it stand out Whatever it is, the way you tell your story online can make all the difference.