Been There Financial Planning Website Terms of Service

Use of this website

This website is owned and operated by Been There Financial Planning and William Rychliwsky. By accessing the website you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. By accessing and browsing this website, you accept, without limitation or qualification, these terms. If you do not agree with any of the terms, please do not use this website. The materials contained in this website are protected by applicable copyright and trademark law. The content of these Web pages are the exclusive property of Been There Financial Planning and cannot be reproduced in whole or in part without the express consent of Been There Financial Planning except for your personal use.

Privacy Policy

This privacy policy has been compiled to better serve those who are concerned with how their 'Personally Identifiable Information' (PII) is being used online. PII, as described in US privacy law and information security, as information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

What personal information do we collect from the people that visit our website?

When booking an appointment on our site, as appropriate, you may be asked to enter your name, email address, phone number or other details to help you with your experience.

When do we collect information?

We collect information from you when you book an appointment, subscribe to a newsletter, respond to a survey, fill out a form or enter information on our site.

How do we use your information?

We may use the information we collect from you when you book an appointment, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, fill out a form, surf the website, or use certain other site features in the following ways:

• To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested.

• To gather all necessary and appropriate information required to properly serve the client’s needs.

• To improve our website in order to better serve you.

• To allow us to better service you and in response to customer service requests.

• To follow up with clients by using email or phone.

Do we use 'cookies'?

Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We use cookies to:

• Understand and save user's preferences for future visits.

• Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since each browser is a little different, look at your browser's Help Menu to learn the correct way to modify your cookies.

Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it's release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property or safety.

However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Been There Financial Planning uses Google Analytics on its website to improve the quality and relevance of the information it publishes. Google aggregates and anonymizes the data, to maintain website visitors’ privacy.

Exclusion of Warranties

William Rychliwsky and Been There Financial Planning makes no representation or warranty regarding the functionality or condition of this website, its suitability for use, or that its use will be uninterrupted or error-free. The materials on Been There Financial Planning’s website are provided on an 'as is' basis without warranties of any kind. As a user of this website, you acknowledge that any reliance on material posted on this website is at your own risk. William Rychliwsky and Been There Financial Planning makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. These exclusions are in addition to any specific exclusions otherwise provided in these terms and conditions. To the extent that the jurisdiction to which you are subject does not allow exclusion of certain warranties, such exclusions which are not permitted do not apply.

Limitation of Liability

In no event shall William Rychliwsky or Been There Financial Planning or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, business or goodwill, or due to business interruption), either direct or indirect, or incidental, arising out of the use or inability to use the materials on Been There Financial Planning’s website, even if Been There Financial Planning’s authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of materials

The materials appearing on the Been There Financial Planning website could include technical, typographical, or photographic errors, defects, viruses or other harmful components. Been There Financial Planning does not warrant that any of the materials on its website are accurate, complete or current. The content of the pages of the Been There Financial Planning website are for information purposes only unless there is a specific indication to the contrary. Been There Financial Planning may make changes to the materials contained on its website at any time without notice. However, Been There Financial Planning does not make any commitment to update the materials.

Modifications

Been There Financial Planning may revise these terms of service at any time without notice. By using this website, you are agreeing to be bound by these terms of service.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Ottawa, Ontario, Canada. Been There Financial Planning makes no representation that materials on the website are appropriate or available for use in other locations. Those who choose to access this website from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. This website does not constitute an offer or solicitation to residents of the US or the UK, or to anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such a solicitation. The goods and services of Been There Financial Planning are only available to Canadian residents living in Ontario. These goods and services are subject to the conditions defined in each individual applicable agreement.

Survival

These terms and conditions apply while you are accessing the website and remain in effect thereafter.

Contacting Us

If there are any questions regarding this privacy policy or these website terms, you may contact us by calling (613) 791-6039.